Terms of Use
Effective Date:  August 1, 2018

Your access to and use of Tanya Ouhrabka’s Tanya Ouhrabka Life Coaching website, accessible at www.tanyaouhrabka.com, is governed by this Terms of Use agreement.  By accessing and continuing to use this website you accept and agree to be bound by the Terms of Use (which may change from time to time).  If you do not agree to these Terms of Use, you should not access or use this website.

Overview 
The terms “we,” “us,” and “our” refer to Tanya Ouhrabka. The terms “website, “or “site” refers to [www.tanyaouhrabka.com]. The terms “user,” “you,” and “your,” refers to website visitors, customers, clients and any other users of the website.

The services provided by Tanya Ouhrabka include coaching, speaking, workshops, and consulting, a blog and other website resources are referred to as the “Service” which are subject to change.

Your Use of the Site 
Your use of the Site is intended for personal, noncommercial use only. By accessing or using the Site, you agree to comply with all applicable local laws. Except in instances where we have given you specific, express permission, you may not use, reproduce, distribute publicly, display publicly, perform, publish, transmit or create derivative works from, or otherwise unlawfully use any content on the Site.

You may not use any features of this Site that permit communications or postings, to post, transmit, display, or otherwise communicate any of the following:

Any defamatory, threatening, obscene, harassing, or otherwise unlawful information; 
Any advertisement, solicitation, spam, chain letter, or other similar type of information; 
Any encouragement of illegal activity; Unauthorized use or disclosure of private, personally identifiable information of others; or Any materials subject to trademark, copyright, or other laws protecting any materials or data of others in the absence of a valid license or other right to do so.

Site Content and Disclaimer
Tanya Ouhrabka makes no representations or warranties that the information provided on this website, regardless of its source, (“content”), is accurate, complete, reliable, current, or error-free. Tanya Ouhrabka disclaims all liability for any inaccuracy, error or incompleteness in the content.

This website is an educational and informational resource to educate visitors on topics related to the well-being of women and girls and is not a substitute for working with a counselor, therapist, doctor, mental health professional, or other professional. Tanya Ouhrabka is not a physician, the coaching services that Tanya Ouhrabka provides are not therapy nor are the services a suitable replacement to treat mental illness. If you are seeking or considering therapeutic treatment/support for a mental illness, please consult with a clinical mental health professional. We cannot guarantee the outcome of following the recommendations provided in any statements made on this Site regarding the potential outcome of any given situation.  The recommendations presented on this site are expressions of our opinion only.

There are no guarantees made by us about the information and recommendations. By continuing to use this website you acknowledge that we have not made any guarantee or any particular result. Therefore, following any information or recommendations provided on this website should be relied upon at your own risk.

Intellectual Property 
Tanya Ouhrabka owns the content on the Site, including, but not limited to written content, products, services, text, photographs, illustrations, images, designs, graphics, files, information, instructions, principles, downloadable publications, downloadable products, sounds, music, sales copy, advertising copy, website layout, website design, any and all derivative works or enhancements of the content, the compilation, assembly and arrangement of the copyrightable material on this site, and all intellectual property rights to the Content, including derivative works enhancements compilations assembly and arrangements, unless otherwise expressly stated on the site. By accessing or using the Site and/or Content you do not acquire any right title or interest in the Site or the Content.

Nothing in this Terms of Use shall be construed as granting you a license or right to use Tanya Ouhrabka’s trademarks, service marks, logos, slogans or taglines displayed on the Site.

Third Party Links
This website may contain links to third-party websites and resources. You acknowledge and agree that we are not responsible or liable for the availability of, accuracy, content or policies of any third-party websites or resources. If there are links to other websites and resources, that does not imply that we are in any way endorsing or affiliated with those third parties. You acknowledge and accept sole responsibility for and assume all risk arising from your use of any other websites or resources.

Disclaimer of Warranty
YOU UNDERSTAND AND AGREE THAT THE SITE, IT’S CONTENT, AND THE INFORMATION, MATERIALS AND PRODUCTS ARE PROVIDED ON AN “AS IS” BASIS AND “AS AVAILABLE” BASIS WITHOUT ANY WARRANTIES OR REPRESENTATIONS OF ANY KIND, EXPRESS, IMPLIED OR STATUTORY, INCLUDING BUT NOT LIMITED TO, WARRANTIES OF TITLE, NONINFRINGEMENT, IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR PARTICULAR PURPOSE, ACCURACY, RELIABILITY, COMPLETENESS, CURRENTNESS, OR TIMELINESS OF THE CONTENT PROVIDED ON THE WEBSITE. YOU AGREE THAT YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THEY MAY RESULT FROM ACCESSING, USING OR DOWNLOADING ANY MATERIAL OR PRODUCT FROM THIS WEBSITE. WE DO NOT GUARANTEE THE SECURITY OF ANY INFORMATION TRANSMITTED TO OR FROM THE SITE OR THAT YOUR USE OR ACCESS TO THE WEBSITE OR IT’S CONTENT WILL BE ERROR-FREE OR VIRUS FREE. THESE DISCLAIMERS OF WARRANTY SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW. IN SOME JURISDICTIONS, THESE LIMITATIONS OF WARRANTIES ARE NOT PERMITTED AND MAY NOT APPLY TO YOU.

Liability Limitations 
You agree that we shall not be liable for any damage, loss, or expense of any kind arising out of or resulting from your possession or use of the materials, content, or information on this Site, regardless of whether such liability is based in tort, contract, or otherwise.

In no event, including, without limitation, a negligent act, shall we, or any of our providers be liable to you for any direct, indirect, special, incidental, consequential, or punitive damages (including, without limitation, loss of profits, loss or corruption of data, loss of goodwill, work stoppage, computer failure or malfunction, or interruption of business), arising out of or in any way related to the materials, content, or information on this Site or any other products, services, or information offered, sold, or displayed on this Site, your use of, or inability to use, this Site generally, or otherwise in connection with these Terms of Use, regardless of whether we, or any of our providers have been advised of the possibility of such damages. Because some states do not allow the limitation of liability for consequential or incidental damages, the above limitation may not apply to you.

Indemnification 
You agree at all times to indemnify, defend, and hold harmless Tanya Ouhrabka, and any affiliates, agents, employees, successors, assignees, associates, officers, directors, shareholders, and employees from and against any and all claims, causes of action, damages, liabilities, costs and expenses, including legal fees and expenses, arising out of or related in any way to your use of the Site, or breach of any obligation, warranty or representation set forth in these Terms of Use.

Controlling Law & Jurisdiction
This AGREEMENT is governed by and shall be construed in accordance with the laws of Rhode Island, and in the event of any dispute arising in relation to this Agreement or any dispute arising in relation to the Site whether in contract or tort or otherwise the Rhode Island courts will have exclusive jurisdiction over the dispute, unless mandatory applicable laws require otherwise.

Entire Agreement 
This Terms of Use Agreement constitutes the entire agreement between Tanya Ouhrabka and you with respect to this website, and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral, or written, between you and Tanya Ouhrabka with respect to this website.

A printed version of this Terms of Use Agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based on or relating to this Terms of Use Agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

ELECTRONIC COMMUNICATIONS AND ELECTRONIC SIGNATURES
You agree to be bound by any affirmation, assent, or agreement you transmit through this website, including but not limited to any consent you give to receive communications from Tanya Ouhrabka solely through electronic transmission. You agree that when in the future you click on an “I agree,” “I consent,” or other similarly worded “button” or entry field with your mouse, keystroke, or other computer device, your agreement or consent will be legally binding and enforceable and the legal equivalent of your handwritten signature.

CHANGES TO TERMS OF SERVICE
You can review the most current version of the Terms of Service at any time at this page.

We reserve the right, at our sole discretion, to update, change or replace any part of these Terms of Service by posting updates and changes to our website. It is your responsibility to check our website periodically for changes. Your continued use of or access to our website or the Service following the posting of any changes to these Terms of Service constitutes acceptance of those changes.

CONTACT INFORMATION
Questions about the Terms of Service should be sent to us at coachtanya@cox.net
Use of or copying from this site is subject to our Terms of Use. Please read our Privacy Policy.

DISCLAIMERS
This website/blog/email series is an educational and informational resource for mothers, women, educators, and teen girls. It is not a substitute for working with a licensed therapist or counselor. I cannot guarantee the outcome of following the recommendations provided and my statements about the potential outcome are expressions of opinion only. I make no guarantees about the information and recommendations provided herein. By continuing to use/read/participate in this website/blog/email series you acknowledge that I cannot guarantee any particular results, as such outcomes are based on subjective factors that are not within my control. Therefore, following any information or recommendations provided on this website/blog/email series are at your own risk. If you need psychiatric advice, you should hire a licensed psychotherapist.

The complimentary advice provided herein is based on an abbreviated examination of the minimal facts given, not the extensive analysis I conduct when working with individual clients. Therefore, this advice is not a substitute for working with a psychotherapist or counselor. I cannot guarantee the outcome of following the advice provided and my statements about the potential outcome are expressions of opinion only. Following the advice provided is at your own risk. Consider hiring a psychotherapist or other professional to assist you with this issue.

By participating in this consulting session over the phone/web, you acknowledge that, though I am a licensed professional, I am unable to conduct the extensive analysis that I would in an in-person setting. Therefore, the advice I provide during our consulting sessions is not intended nor implied to be a substitute for in-person professional advice or treatment. The information provided in the consulting session should not be considered a substitute for in-person evaluation by a therapist to address your individual needs.

By participating in/reading my coaching service/website/blog/email series, you acknowledge that I am not a licensed psychologist or health care professional and my services do not replace the care of psychologists or other healthcare professionals. Coaching is in no way to be construed or substituted as psychological counseling or any other type of therapy or medical advice. I will at all times exercise my best professional efforts, skills and care. However, I cannot guarantee the outcome of coaching efforts and/or recommendations on my website/blog/email series and my comments about the outcome are expressions of opinion only. I cannot make any guarantees other than to deliver the coaching services purchased as described.

Advice 
www.tanyaouhrabka.com, is owned and operated by Tanya Ouhrabka.

The information provided on this website is intended to be an educational and informational resource for parents, educators, and teen girls.   The information provided is not intended to be a substitute for working with a counselor, therapist, doctor, mental health professional, or other professional. The coaching services that Tanya Ouhrabka, Tanya Ouhrabka Life Coaching provides are not therapy nor are the services a suitable replacement to treat mental illness. If you are seeking or considering therapeutic treatment/support for a mental illness, please consult with a clinical mental health professional.  There are no guarantees made by Tanya Ouhrabka for following any of the advice or recommendations regarding the potential outcome or following certain recommendations.  The recommendations, opinions, statements made by Tanya Ouhrabka given are general in nature and are expressions of Tanya Ouhrabka’s opinion only.

Your continued use of this Site is your express acknowledgment that Tanya Ouhrabka has not guaranteed any particular results and that any references to, or testimonials provided by other individuals should not be construed as an indication of guaranteed results for your particular business.

Product Descriptions
I aim to describe and display my products as accurately as possible. However, I cannot guarantee that the grammar or context will be completely accurate. Likewise, I cannot guarantee their uses for your particular circumstances and purposes. Please do not accept that the product descriptions contained on this website/blog/newsletter are entirely accurate, current, or error-free. Occasionally, I may correct errors in pricing and descriptions.

Privacy Policy
Effective date: August 1, 2017

This Privacy Policy governs the manner in which Tanya Ouhrabka collects, uses, maintains and discloses information collected from users (each, a “User”) of the www.tanyaouhrabka.com website (“Site”). This privacy policy applies to the Site and all products and services offered by Tanya Ouhrabka, Tanya Ouhrabka Life Coaching.

At www.tanyaouhrabka.com, we are committed to respecting your privacy choices and being transparent about what information we collect from you and how we use that information. We do not share, sell, license, trade, or read your personal information to others except in the ways explained in this privacy policy.

The purpose of this privacy policy is to help you understand:

Why we collect personally identifiable information; What personally identifiable information we collect; 
How we use that information, including how the information is stored and whether we share the information with third parties; and Your choices regarding our collection, use and distribution of your information

Your Consent to this Privacy Policy
By using this website you consent to the terms of this Privacy Policy.

What information does Tanya Ouhrabka collect? 
We collect two types of information personally identifiable information and anonymous information.  Generally speaking, you can visit this website without identifying who you are or revealing any information about yourself.

Personally identifiable information is information that specifically identifies a particular user such as name, email address or phone number.

Anonymous information is information that cannot be connected to the identity of a specific individual. For example, a site may record the number of visits to a particular page that occur in a given period of time, but that does not necessarily provide the names or other identifying information of each visitor.

When you subscribe to our newsletter, place an order for our services, or enroll in one of our courses, we collect certain information to process your request for information and/or services.

What are cookies and how are they used? 
Cookies are small data files, typically made up of a string of text, that assign you a unique identifier. This information enables our website to receive information from your computer to provide a more tailored and user-friendly experience for you.  For example, if you login to our site we may be able to personalize your experience by recognizing your name when you return to the site, save your login and your password, or enable a shopping cart. Our newsletters may use cookies to measure the effectiveness of our marketing efforts (for example, tracking the clicks on the links in our emails and newsletters) or we may use cookies to determine the number of times website visitors have accessed a particular area or page on the website. Most web browsers have a function that allows you to delete existing cookies on your device or you can set your browser option so that your device does not receive or except cookies.

How does Tanya Ouhrabka use the information we collect?
Non-personally identifiable information
We may use non-personally identifiable information, like data about the most visited site pages or the duration of certain site page visits that are not tied to a specific site user, to maintain, improve, and protect our site and our product and service offerings.

Personally Identifiable Information 
When you sign up for our newsletter, we use the name and email address that you provided to subscribe to our newsletter and/or our email list. We will send you periodic newsletters and/or emails. We store the name and email address that you provided in an SSL encrypted database. [NOTE: MOST EMAIL PROVIDERS HAVE SSL ENCRYPTED DATABASES BUT CHECK WITH YOURS TO MAKE SURE BEFORE INCLUDING THIS]

When you purchase a digital product or our services we use the personal information you provide to process the transaction and deliver your digital product and/or service, and to provide you customer service as necessary. We store this information in an SSL encrypted database. [NOTE: MOST EMAIL AND PAYMENT PROVIDERS HAVE SSL ENCRYPTED DATABASES BUT CHECK WITH YOURS TO MAKE SURE BEFORE INCLUDING THIS]

Blog / Forum 
Our website offers publicly accessible blogs and/or community forums. You should be aware that any information you provide in these areas may be read, collected, and used by others who access them. To request removal of your personal information from our blog or community forum, you may email us at coachtanya@cox.net. We may or may not be able to remove your personal information, in which case we will let you know if we are unable to do so and why.

Social Media Widgets 
Our website includes several social media features, including [Facebook, Twitter, Pinterest, YouTube, Instagram, Linked In, etc.} buttons. These Features may collect your IP address, the pages you are visiting on our site, and may set a cookie to enable the feature to function properly. These features and widgets are either hosted by a third party or hosted directly on our Site. Your interactions with these features and widgets are governed by the privacy policy of the company providing the features.

Is My Personally Identifiable Information Secure? 
The security of your personally identifiable information is extremely important to Tanya Ouhrabka. We use PayPal and other credit card processing systems to process your purchases of our products and services. Your information is stored in an SSL encrypted database.

Be sure to keep in mind the no method of transmission over the Internet or method of electronic or physical server storage is 100% secure. While we value the privacy and security of your personal information, we cannot guarantee against or prevent potential security breaches, nor can we assure you that the personally identifiable information that you provide us will never be disclosed in a manner inconsistent with this privacy policy.

If you have any reason to believe that the security of your information has been compromised, please email us immediately at coachtanya@cox.net.

Does Tanya Ouhrabka Share My Ppersonal Information with Third Parties? 
Except in situations described in the next paragraph, we will not sell or give any personally identifiable information to any third parties. We may however be required by law enforcement or judicial authority to provide personally identifiable information to the appropriate governmental authorities. If requested by law-enforcement or judicial authorities, we will provide this information on receipt of the appropriate documentation. We may also release information to law-enforcement agencies or other third parties if we feel it is necessary to protect the safety and welfare of our personnel or to enforce our Terms of Use.

Does this Website Comply with the Children’s Online Privacy Protection Act? 
Yes. We are in compliance with the requirements of COPPA (Children’s Online Privacy Protection Act), we do not collect any information from anyone under 13 years of age. Our website, products and services are all directed to people who are at least 13 years old or older.

Children Under the Age of 13
Our website is not intended for children under 13 years of age.  No one under age 13 may provide any information to the Website Tanya Ouhrabka Life Coaching.  We do not knowingly collect personal information from children under 13.  If you are under 13, do not use or provide any information on this Website Tanya Ouhrabka Life Coaching or on or through any of its features/register on the Website Tanya Ouhrabka Life Coaching, make any purchases through the website, use any of the interactive or public comment features of this website or provide any information about yourself to us, including your name, address, telephone number, e-mail address or any screen name or user name you may use.  If we learn we have collected or received personal information from a child under 13 without verification of parental consent, we will delete that information.  If you believe we might have any information from or about a child under 13, please contact us at coachtanya@cox.net.

Opt-Out
If it anytime you do not wish to receive offers or emails from us, you must tell us in order for the communications to stop.  You may do this by either clicking the unsubscribe link located at the bottom of our emails or you may contact us directly by sending an email to coachtanya@cox.net.

How Will I be Notified of Changes to this Pprivacy Policy? 
We may change our privacy policy from time to time. If we make a material change to this policy, we will post the changes on this privacy policy webpage and may also inform you of the changes by other means such as our newsletter or in a direct email containing the update.

Payment Terms & Conditions
By visiting this site or purchasing any products you agree todefend, indemnify, and hold harmless Company, Company’s officers, employers, employees, contractors, directors, related entities, trustees, affiliates, and successors from and against any and all liabilities and expense whatsoever – including without limitation, claims, damages, judgments, awards, settlements, investigations, costs, attorney’s fees, and disbursements ), excluding, however, any such expenses and liabilities which may result from a sole negligence or willful misconduct by Company, or any of its shareholders, trustees, affiliates or successors.

This is to confirm the arrangement under which we will accept payment for the product purchased in either one lump sum or monthly installments (dependent on the option of your choosing). If there is default in making any payment, and you have not contacted Tanya Ouhrabka to work out payment arrangements, at our option the full balance owing on the account shall immediately become due and payable. There are absolutely no refunds, exchanges, or charge backs on products or services that are purchased.

The statements and information provided on this website or in these products has not been evaluated by the Food and Drug Administration (“FDA”) While Company makes every effort to present the most accurate information to date, medical, fitness and nutritional data changes frequently and Keisha Howard shall not be liable for the accuracy, errors or omissions of the statements or information contained therein.

The information on this site is not intended to provide medical treatments or diagnose, treat or cure any disease, condition or other physical or mental ailment of the human body. If you should experience any such issues you should see your registered physician or other practitioner as determined by your own judgment.

If you are under the care of a health care professional or currently use prescription medications, please notify the course creator with these details – failure to do so could result in your being taken out of the program.  In addition, you are to discuss any dietary or medical changes with your doctor, and should not discontinue any prescription medications without first consulting your physician. The information contained on this site is NOT medical, mental, or nursing advice and is not meant to take the place of seeing your primary care physician or other licensed healthcare professionals you are currently seeing.

What if I have questions about this Policy or Terms of Use?
If you have any questions about this Privacy Policy or Terms of Use, Please direct your questions to Tanya Ouhrabka using the information below:

Tanya Ouhrabka Life Coaching
c/o Tanya Ouhrabka
100 Elm Street, Warren RI 02885
coachtanya@cox.net
401-487-5868